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What Is the NSW Minimum Wage in 2026?
Find the NSW minimum wage rate, how it compares to the national index, and what you take home after tax and super.
The minimum wage in NSW is the national minimum wage, currently $26.44 per hour or $1,004.90 per week, which sits at an index of 48.2 against the national line of 100.
What Does "NSW Minimum Wage" Mean?
When people search for the NSW minimum wage, they are usually asking for the lowest legal hourly or weekly pay rate in New South Wales. In Australia, the minimum wage is set nationally by the Fair Work Ombudsman, not by individual states. So the NSW minimum wage is simply the national minimum wage that applies to all employees in the state. From 1 July 2026, that rate is $26.44 per hour or $1,004.90 per week for a full-time adult worker, which works out to an annualised gross salary of $52,255.
To put that in perspective, the Salary Index uses a benchmark of 100 for full-time adult ordinary-time earnings, which is $2,083.70 per week or $108,352 per year (based on ABS Average Weekly Earnings, May 2026). The national minimum wage sits at an index of 48.2 — meaning it is just under half of the national average. In contrast, the average earnings for workers in NSW are higher, with the state index at 101.2 (annualised $109,658). This gap shows how far the minimum wage is from the typical NSW salary.
How the NSW Minimum Wage Compares to Other States
While the minimum wage is the same everywhere, average earnings vary by state. For example, the states page shows that Western Australia has an index of 106.9 ($115,825 annualised), while Tasmania sits at 88.6 ($96,008). NSW is slightly above the national line, meaning the typical worker in NSW earns more than the national average. But for someone on the minimum wage, the difference is academic — they earn the same $52,255 regardless of which state they live in.
Gross Pay, Super, and Tax on the NSW Minimum Wage
Let's break down what a minimum-wage worker in NSW actually receives. The gross pay is $52,255 per year. On top of that, the employer must pay superannuation guarantee of 12% from 1 July 2026, which adds $6,270.60 to your super fund. That money is not part of your take-home pay but is a compulsory retirement saving.
For tax, the 2026–27 resident rates apply: the first $18,200 is tax-free, then 15% on income up to $45,000, and 30% on the remainder up to $135,000. On $52,255, the tax calculation is:
- $0 on the first $18,200
- 15% on $26,800 (from $18,201 to $45,000) = $4,020
- 30% on $7,255 (from $45,001 to $52,255) = $2,176.50
- Total tax = $6,196.50
- Plus Medicare levy 2% of $52,255 = $1,045.10
- Total deductions = $7,241.60
- Take-home pay = $45,013.40
So a full-time minimum-wage employee in NSW takes home about $45,013 after tax and Medicare, assuming no HELP debt or other adjustments.
Casual and Junior Rates
If you are a casual employee, you get a 25% loading on the minimum wage. For an adult casual on the national minimum wage, that becomes $33.05 per hour. For junior employees, the national minimum wage percentages are set by the Fair Work Ombudsman: under 16 years $9.73/hr, 16 years $12.51/hr, 17 years $15.28/hr, 18 years $18.06/hr, 19 years $21.81/hr, 20 years $25.83/hr. But note that modern awards can set different junior rates, so always check your award.
How the Index Helps You Compare
The how the index works explains that the index is your yearly gross divided by the national line times 100. For the minimum wage, 52,255 / 108,352 × 100 = 48.2. That tells you it's well below the average. For a specific role in NSW, you can use the index to see where a salary sits against the national benchmark. For example, if you earn $70,000 in NSW, your index would be about 64.6.
Final Thoughts
The NSW minimum wage is the national minimum wage, and it's a floor, not a ceiling. Many workers are covered by modern awards that pay more, such as in retail (index 75.9) or hospitality (72.5). If you're on the minimum wage, your take-home is around $45,000, and your super adds over $6,000 to your retirement savings. For more detailed comparisons, check the pay guides and industries pages.
Questions people ask
Is the NSW minimum wage different from the national minimum wage?
No. There is no separate NSW minimum wage. The national minimum wage set by the Fair Work Ombudsman applies to all states and territories, including New South Wales. From 1 July 2026, it is $26.44 per hour or $1,004.90 per week for a full-time adult employee. Some modern awards or enterprise agreements may set higher rates, but the legal floor is the same across Australia.
What is the take-home pay for someone on the NSW minimum wage after tax and Medicare?
For a full-time adult earning the national minimum wage of $52,255 per year, the estimated take-home pay (using the 2026–27 tax rates and a flat 2% Medicare levy) is about $45,013. This calculation uses the tax-free threshold of $18,200, then 15% on the next $26,800, then 30% on the remaining $7,255, plus Medicare. It excludes HELP repayments, salary sacrifice, or the Medicare levy surcharge.
Does the NSW minimum wage include super?
The national minimum wage is your gross ordinary-time earnings before super. The super guarantee of 12% is paid by your employer on top of that amount. For a minimum-wage worker earning $52,255, the employer would contribute an additional $6,270.60 into your super fund. Your take-home pay is based on the gross wage, not the super component.